Quickly And Safely Discover How To Eliminate Your Debts And Protect Your Credit HERE:
http://www.trustedsitereviews.com/mytrustedsitereviews/
From the desk of: Emmanuel Omobhude
The good news is that there are solutions in the form of debt consolidation, debt settlement, do-it-yourself, or loans (when used properly to eliminate very high interest rate debts and be able to pay back at lower interest rates).
When deciding what program to go with, these are two of the most important factors to consider:
Cost - How much will the new solution save you? For example, the best debt negotiation companies get paid based on a percentage of what they save you.
Reliability - Have these solutions worked for others? Is the company one you can trust?
The following are reviews of three of the top companies for debt settlement, do-it-yourself or loans. I hope that these reviews will be helpful on your quest to be debt-free.
Are all debt settlement and debt consolidation companies out there free from scams? No, not at all.
...Going by many web advertisements and corresponding companies, there "seems" to be a better way of saving money on your bills - debt settlement. The idea is that these companies are able to reduce all your debts that aren't tied to property by 55,65, or 75%. Seems that the big creditors are willing to give these professional companies large reductions.
These sites also claim that they will bring you peace of mind from creditor calls, guarantee results, and do all this based on what you can afford to pay. Sounds too good to be true... doesn't it?
Well, the companies that are using this opportunity to scam are claiming that they can predict the future and promise precise payoffs and results in 1 or 2 years. Absolute non-sense, I assure you. No one can predict the future. How does one know? Every time the interest rates change or two banks merge, the policies change and this means that settlements also change. These scam companies also offer this to their takers:
* No Better Business Bureau (BBB) to prove reliability and good track record. Instead they have things like a Dunn and Bradstreet or Chamber of Commerce that any company can get.
* On the phone, promise future and wonderful results, but send a contract that reflects no guarantee nor promise of any results.
* Charge you a flat commission on your debts instead of a percentage of what you are saved.
Suggest you sign up for a debt consolidation program and pay back your debts in full with interest.
* Suggest that debt consolidation doesn't appear on your credit report - it does, and costs you much more than debt settlement.
* Get you started and you never hear from them again.
* Actually get you deeper in debt by not doing anything on your accounts.
If you have credit card, personal loans, or any type of business debts, you stand an excellent chance of saving a lot of money and having peace of mind that you have a solution in place.
Based on extensive research and evaluations, there are 3 highly recommended debt help companies out of the hundreds evaluated, as they have proven themselves as a legitimate means for an individual or small business to get out of debt. All these companies provide an initial free consultation. Their counselors guide you through the entire process, and personally help you resolve your debts.
If you have bad credit and want to eliminate your debts, these are top number reviewed websites for finding loans perfect for people with bad credit. Usually it is very challenging to find a lender who will give you a loan if you have bad credit. These sites take the hassle out of finding lenders who embrace people with not so perfect credit.
Our Trusted Link for the 3 Sites:
http://www.trustedsitereviews.com/mytrustedsitereviews/
Regards
Emmanuel Omobhude
Email: withusgod@yahoo.com
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